Independent Financial Analysis for UK Expats & Retirement Savers

Expert portfolio reviews, retirement cashflow modelling, and financial planning analysis — no product sales, no ongoing commitment, no jargon.
PhD-qualified | IFA-qualified (UK & EU) | Serving clients worldwide
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Who We Help

PhD-qualified analysis. IFA-qualified expertise.
No product sales. No ongoing commitment.
UK Retirement Savers
A storefront featuring services like money transfer, cheque cashing, and bureau de change. The awning prominently displays 'International Money Transfer' and various notices and advertisements are visible around the entrance. Adjacent to the entrance, fresh produce from a fruit vendor can be seen. The overall setting suggests a busy street, likely in an urban area.
A storefront featuring services like money transfer, cheque cashing, and bureau de change. The awning prominently displays 'International Money Transfer' and various notices and advertisements are visible around the entrance. Adjacent to the entrance, fresh produce from a fruit vendor can be seen. The overall setting suggests a busy street, likely in an urban area.

You've built a portfolio on HL, Vanguard, or AJ Bell and you're approaching or already in drawdown. You want a qualified second opinion — not a salesman.

person using MacBook Pro
person using MacBook Pro
A person holding a smartphone with both hands against a dark background. The screen displays a calculator-like interface with a financial transaction and currency conversion in pounds and euros, along with fee information. A finger is pressing a button labeled 'Continue'.
A person holding a smartphone with both hands against a dark background. The screen displays a calculator-like interface with a financial transaction and currency conversion in pounds and euros, along with fee information. A finger is pressing a button labeled 'Continue'.
UK Expats Worldwide

Living abroad with a UK pension or SIPP? We help you understand your options — without the conflict of interest that comes with commission-based advice.

You've done your research and built your own strategy. Before committing significant capital, you want an experienced analyst to challenge your assumptions and identify blind spots.

Self-Directed Investors

Most financial analysts come from a single background: financial services. I came from somewhere different. A PhD in genetic engineering gave me the tools to approach complex systems with rigour — how to build models, test assumptions, quantify uncertainty, and give honest answers rather than comfortable ones. I've applied that same discipline to investment analysis and financial planning for over a decade.

I hold IFA qualifications in both the UK and the EU, and have worked with private clients across a range of asset levels and jurisdictions. I set up Expat Adviser because people with genuinely complex financial situations — expats with UK pensions, self-directed investors approaching retirement, trustees with no governance framework — kept struggling to get independent analysis without being sold something.

This practice exists to fill that gap: qualified, analytical, independent, and honest. No product sales. No AUM fees. No conflict of interest.

PhD BSc MLIBF DipFA EFPA

Dr Jeremy Bezant

Dr Jeremy Bezant
Dr Jeremy Bezant

Get in Touch

Contact us for tailored financial advice on cross-border matters, including pensions, investments, and insurance across multiple countries.

Tell us as much as you can and I'll get back to you quickly to arrange a call.

Or book a meeting with me

+44 744 139 3154

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Expat Adviser provides independent financial analysis and educational commentary. We are not authorised by the Financial Conduct Authority (FCA) to provide regulated investment advice. Nothing on this website or in our reports constitutes regulated financial advice under FSMA 2000. Where regulated advice is required, we will refer you to appropriately authorised specialists.